PERMISSIBILITY OF CONTRACTING COMPENSATION OF CREDIT PROCESSING COSTS

Authors

  • Darko Radić Doctor of legal sciences, associate professor at the Faculty of Law, University of Banja Luka

DOI:

https://doi.org/10.7251/SPMSR1952059R

Abstract

The loan agreement, according to its frequency and importance in legal transactions, is one of the most important legal matters, which has recently been associated with certain controversial issues. One of them refers to the legal admissibility of the contractual provision on the compensation of loan processing costs. In relation to this issue, different attitudes are evident, especially in judicial practice. In this paper, the author starts from the assumption that contracting the provision on the compensation of loan processing costs is allowed. In this sense, the relevant regulations in the field of obligation law, banking law and consumer protection are considered. The aim of this research is to analyze the current judicial practice in Bosnia and Herzegovina and to answer the question of compliance of the contractual provision on compensation of loan processing costs with positive regulations in Bosnia and Herzegovina.

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Published

12/18/2019

Issue

Section

Original Articles